{"id":778,"date":"2026-09-25T21:50:48","date_gmt":"2026-09-25T21:50:48","guid":{"rendered":"https:\/\/qualitassegurodeauto.com.mx\/blog\/?p=778"},"modified":"2026-09-25T21:53:07","modified_gmt":"2026-09-25T21:53:07","slug":"deducible-qualitas","status":"publish","type":"post","link":"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/","title":{"rendered":"\u00bfQu\u00e9 es el deducible de un seguro? | \u00bfC\u00f3mo funciona?"},"content":{"rendered":"\n<p>Para contratar una p\u00f3liza de seguro de auto es necesario conocer todos los componentes del contrato. As\u00ed sacarle provecho a tu seguro no ser\u00e1 problema en ning\u00fan caso. Por eso hoy te explicamos qu\u00e9 es el deducible en un seguro, c\u00f3mo funciona, cu\u00e1nto se debe pagar y en qu\u00e9 momento.\u00a0<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#%C2%BFQue_es_el_deducible_en_Qualitas\" >\u00bfQu\u00e9 es el deducible en Qu\u00e1litas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#%C2%BFCuando_tengo_que_pagar_el_deducible\" >\u00bfCu\u00e1ndo tengo que pagar el deducible?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#%C2%BFComo_se_cual_es_el_deducible_a_pagar\" >\u00bfC\u00f3mo s\u00e9 cu\u00e1l es el deducible a pagar?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#%C2%BFComo_se_calcula_el_deducible_de_un_seguro_de_auto\" >\u00bfC\u00f3mo se calcula el deducible de un seguro de auto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#Deducible_por_robo_parcial_de_autopartes\" >Deducible por robo parcial de autopartes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#%C2%BFComo_se_paga_el_deducible_del_Seguro_de_Auto\" >\u00bfC\u00f3mo se paga el deducible del Seguro de Auto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#Ventajas_de_pagar_el_deducible\" >Ventajas de pagar el deducible<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#Cotiza_en_linea_y_conoce_los_deducibles_para_tu_poliza\" >Cotiza en l\u00ednea y conoce los deducibles para tu p\u00f3liza<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#Preguntas_frecuentes\" >Preguntas frecuentes:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#%C2%BFQue_pasa_si_no_pagas_el_deducible\" >\u00bfQu\u00e9 pasa si no pagas el deducible?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#%C2%BFEl_deducible_se_paga_siempre\" >\u00bfEl deducible se paga siempre?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#%C2%BFQue_cubre_el_deducible\" >\u00bfQu\u00e9 cubre el deducible?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/deducible-qualitas\/#%C2%BFDonde_ver_mi_deducible_de_seguro_de_auto\" >\u00bfD\u00f3nde ver mi deducible de seguro de auto?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_el_deducible_en_Qualitas\"><\/span><strong>\u00bfQu\u00e9 es el deducible en Qu\u00e1litas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>El deducible consiste en la suma que deber\u00e1s pagar t\u00fa en caso de accidente o siniestro con tu veh\u00edculo<\/strong>, esto deber\u00e1s hacerlo para que la compa\u00f1\u00eda de seguros cubra la otra parte de los costos, por ejemplo:&nbsp;<\/p>\n\n\n\n<p>Imagina que tienes un accidente y los da\u00f1os a tu coche ascienden a <strong>$20,000 pesos<\/strong>. Tu p\u00f3liza tiene un <strong>deducible del 10%<\/strong> en da\u00f1os materiales.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eso significa que t\u00fa pagar\u00edas el <strong>10% de la reparaci\u00f3n<\/strong>, es decir, <strong>$2,000 pesos<\/strong>.<\/li>\n\n\n\n<li>Qu\u00e1litas cubrir\u00eda el resto, en este caso <strong>$18,000 pesos<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>En pocas palabras, <strong>el deducible es la parte del gasto que siempre le corresponde pagar al asegurado<\/strong> mientras que la aseguradora\u00a0 cubre lo dem\u00e1s.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuando_tengo_que_pagar_el_deducible\"><\/span><strong>\u00bfCu\u00e1ndo tengo que pagar el deducible?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>El deducible se tiene que pagar antes de la aseguradora<\/strong>, es decir, para que tu auto pueda ser reparado en caso de un siniestro t\u00fa deber\u00e1s pagar el costo del deducible, de esa manera <strong>la aseguradora cubrir\u00e1 el restante y podr\u00e1n proceder a las reparaciones.&nbsp;<\/strong><\/p>\n\n\n\n<p><strong>En dado caso que no cumplas con ese pago, la aseguradora no podr\u00e1 realizar el pago restante para la reparaci\u00f3n<\/strong>. Es por eso que siempre debes tener en cuenta cu\u00e1les son los costos de deducibles que asumir\u00e1s y realizar los pagos de la manera m\u00e1s r\u00e1pida para no atrasar los procesos.&nbsp;<\/p>\n\n\n\n<p>Qu\u00e1litas ofrece la <strong>extensi\u00f3n de deducible<\/strong> que puede protegerte en casos de <strong>p\u00e9rdida total.<\/strong> Recuerda que esta cobertura solo se puede a\u00f1adir en la <strong>cobertura amplia<\/strong>, pero te puede proteger en casos extraordinarios, en los que no deber\u00e1s asumir gastos sorpresivos que afecten a tu econom\u00eda.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_se_cual_es_el_deducible_a_pagar\"><\/span><strong>\u00bfC\u00f3mo s\u00e9 cu\u00e1l es el deducible a pagar?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Al momento de contratar tu seguro de auto puedes fijar el monto que vas a pagar de deducible. Generalmente, se<strong> manejan deducibles del 5% sobre el valor comercial del veh\u00edculo <\/strong>por cobertura de da\u00f1os materiales o a terceros. Mientras que el <strong>10% del valor comercial, <\/strong>es utilizado en casos de robo o con el seguro de auto por p\u00e9rdida total del veh\u00edculo que ofrece Qu\u00e1litas.<\/p>\n\n\n\n<p>Si no sabes que es el valor comercial, te explicamos r\u00e1pidamente que es el valor al que se puede comercializar el veh\u00edculo con la devaluaci\u00f3n actual del bien de acuerdo a gu\u00edas como el libro azul.&nbsp;<\/p>\n\n\n\n<p>Recuerda que si tienes dudas de los montos que contrataste para tu seguro de auto <strong>los puedes encontrar en la portada de tu p\u00f3liza de seguro de auto<\/strong>. Tambi\u00e9n puedes acudir a las<a href=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/oficinas-qualitas-ubicaciones\/\"> oficinas de&nbsp; Qu\u00e1litas disponibles en todo M\u00e9xico<\/a> en caso de dudas o llamar a los siguientes n\u00fameros de tel\u00e9fono:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Atenci\u00f3n telef\u00f3nica: <\/strong>800 800 2021.<\/li>\n\n\n\n<li><strong>Cabina nacional para toda la rep\u00fablica:<\/strong> 800 800 2880.<\/li>\n\n\n\n<li><strong>Reporte de un siniestro:<\/strong> 800 800 2880 y 800 288 6700.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"400\" src=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/04\/Deducible-Qualitas-1.png\" alt=\"Deducible Qu\u00e1lita\" class=\"wp-image-1831\" srcset=\"https:\/\/qualitassegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/04\/Deducible-Qualitas-1.png 768w, https:\/\/qualitassegurodeauto.com.mx\/blog\/wp-content\/uploads\/2026\/04\/Deducible-Qualitas-1-300x156.png 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_se_calcula_el_deducible_de_un_seguro_de_auto\"><\/span><strong>\u00bfC\u00f3mo se calcula el deducible de un seguro de auto?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>El deducible se calcula como un porcentaje del valor del veh\u00edculo.<\/p>\n\n\n\n<p>Las coberturas m\u00e1s comunes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5% \u2192 Da\u00f1os materiales<\/li>\n\n\n\n<li>10% \u2192 Robo total<\/li>\n<\/ul>\n\n\n\n<p>Ejemplo:<br>Si tu auto vale $200,000:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5% = $10,000<\/li>\n\n\n\n<li>10% = $20,000<\/li>\n<\/ul>\n\n\n\n<p>Como viste antes es aplicable para las coberturas de Da\u00f1os Materiales y Robo total. Pero, puede cambiar dependiendo del componente a reparar. En el caso de Da\u00f1os Materiales el parabrisas entra en el contrato como un componente que no requiere de deducibles en algunos casos. Por eso la mejor manera de pagar menos es conociendo la totalidad de las condiciones generales del contrato.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Deducible_por_robo_parcial_de_autopartes\"><\/span><strong>Deducible por robo parcial de autopartes<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>En la cobertura de robo parcial tambi\u00e9n se aplica deducible por evento. En este caso se realiza un pago de 25 % del total del siniestro. Esto puede sonar como una alta suma pero la realidad es que este porcentaje es peque\u00f1o en comparaci\u00f3n con el total que podr\u00edas pagar sin ning\u00fan apoyo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_se_paga_el_deducible_del_Seguro_de_Auto\"><\/span><strong>\u00bfC\u00f3mo se paga el deducible del Seguro de Auto?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Desde tu computadora o dispositivo electr\u00f3nico ingresa a la p\u00e1gina: https:\/\/www.qualitas.com.mx\/web\/qmx\/pago-de-deducible<\/li>\n\n\n\n<li>Ingresa el n\u00famero de p\u00f3liza de seguro de auto.&nbsp;<\/li>\n\n\n\n<li>Ingresa el n\u00famero de reporte a 11 d\u00edgitos.<\/li>\n\n\n\n<li>Ingresa tus datos bancarios y paga.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p>Recuerda que las tarjetas participantes para estos pagos son las siguientes: AFIRME, AMEX, AZTECA, BAJ\u00cdO, BANJERCITO, BANORTE, BANREGIO, BBVA, BANAMEX, FALABELLA (SORIANA), HSBC, INBURSA, INVEX, LIVERPOOL (VISA), MIFEL, MULTIVA, SANTANDER, SCOTIABANK Y PAYPAL.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ventajas_de_pagar_el_deducible\"><\/span><strong>Ventajas de pagar el deducible<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Proteges tu econom\u00eda:<\/strong> Cuando contratas un seguro de auto con nosotros nos comprometemos a pagar el restante de los costos desglosados por un siniestro en caso necesario. De esta manera tu econom\u00eda no se ver\u00e1 tan afectada por los costos de un siniestro.&nbsp;<\/li>\n\n\n\n<li><strong>Los pagos son bajos comparados con los costos que podr\u00edas asumir en caso de no contar con un seguro de auto que te proteja<\/strong>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cotiza_en_linea_y_conoce_los_deducibles_para_tu_poliza\"><\/span><strong>Cotiza en l\u00ednea y conoce los deducibles para tu p\u00f3liza<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ahora que conoces todo sobre el deducible Qu\u00e1litas puedes contratar tu nuevo seguro de auto. Para eso <strong>podemos brindarte una cotizaci\u00f3n en l\u00ednea desde la comodidad de tu casa y completamente gratis. <\/strong>Solo debes ingresar tus datos a nuestro formulario y en minutos podemos darte tu cotizaci\u00f3n personalizada para que puedas elegir la mejor opci\u00f3n de p\u00f3liza para cuidar tu patrimonio con Qu\u00e1litas.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes\"><\/span><strong>Preguntas frecuentes:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_pasa_si_no_pagas_el_deducible\"><\/span><strong>\u00bfQu\u00e9 pasa si no pagas el deducible?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>El proceso se detiene y tu auto no ser\u00e1 reparado. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFEl_deducible_se_paga_siempre\"><\/span><strong>\u00bfEl deducible se paga siempre?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Solo en siniestros como da\u00f1os materiales o robo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_el_deducible\"><\/span><strong>\u00bfQu\u00e9 cubre el deducible?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Es la parte que t\u00fa pagas; el seguro cubre el resto.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFDonde_ver_mi_deducible_de_seguro_de_auto\"><\/span><strong>\u00bfD\u00f3nde ver mi deducible de seguro de auto?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>En la car\u00e1tula de tu p\u00f3liza.<\/p>\n\n\n\n<div class=\"wp-block-buttons btn-cothr is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><hr>\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" style=\"background-color: #0096AE;\" href=\"https:\/\/qualitassegurodeauto.com.mx\/\"><strong>\u00a1Cotiza aqu\u00ed!<\/strong><\/a><\/div>\n<hr><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Para contratar una p\u00f3liza de seguro de auto es necesario conocer todos los componentes del contrato. As\u00ed sacarle provecho a [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":1832,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[12],"tags":[14,19],"class_list":["post-778","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-qualitas","tag-seguro-de-auto","tag-seguro-de-auto-qualitas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>\u00bfQu\u00e9 es el deducible de un seguro? 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